Business Checking

Community Business Checking

An account designed with the small business in mind.  Best suited for low volume accounts with limited transaction activity.

  • No Minimum Balance
  • No Monthly Maintenance Fee
  • 300 transactions per month (deposited items, checks paid, ACH transactions)
      • $.20 per excess transaction
  • Monthly Statement with FREE check images
  • FREE Online Banking
  • FREE Telephone Banking
  • FREE Business Debit Card (limited to 1 card)
  • $10/year for each additional card

Gold Leaf Business Checking  

Interest Checking is for a sole proprietor, non-profit organization, or government group with large balances and low to moderate volume account activity.

  • This product carries the same features as the regular Small Business Checking, with exceptions to:                       
      • It pays interest at a competitive rate.
      • $500 Average monthly minimum balance (required to avoid $5.00 monthly maintenance fee)
      • $.05 per excess transaction over 300 items
  • This product is only available to account holders who meet certain eligibility requirements.

Community Business Advantage

For businesses with moderate to high level transaction activity

  • $2,500 Average Monthly Minimum Balance (required to avoid $10 Monthly Maintenance Fee)
  • 500 transactions per month (deposited items, checks paid, ACH transactions)
      • $.10 per excess transaction
  • Monthly Statement with FREE check images
  • FREE Online Banking
  • FREE Telephone Banking
  • FREE Business Debit Card (first 3 cards)
      • $10/year for each additional card

Business Analysis Checking

For high volume businesses with additional cash management needs. Provides a wide variety of services with the ability to offset or eliminate checking costs with a competitive earnings credit.

  • No Minimum Balance
  • No Limits on Transactions
    • All activity billed according to the Analysis Fee Schedule
  • Eligible for Earnings Credit
    • Able to link multiple accounts to maximize Earnings Credit
  • Monthly Statements, itemization of charges, and FREE check images included
  • FREE Basic Online Banking
  • Eligible for additional services such as ACH, Direct Deposit, Lockbox, and more

Gold Leaf Money Market

  • This is an interest bearing account
  • Interest will be compounded monthly and will be credited to the account monthly
  • The average daily balance method is used to calculate interest for the account, which applies a periodic rate to the average daily balance in the account for the period
  • Requires a $50,000.00 deposit to open this account
  • You are limited to six (6) transfers from your account each four (4) week or similar period
  • By preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties
  • A $10.00 monthly service charge will be assessed if the balance falls below $50,000.00 at any time during the statement cycle
  • Contact your local branch for rate information

Gold Leaf Business Advantage

  • This is an interest bearing account
  • Requires $100 deposit to open the account
  • A service charge of $10.00 will be charged to your account if the average monthly minimum balance falls below $5,000
  • This account permits up to 500 transactions per month (deposited items, checks paid, ACH transactions)
      • $.10 per excess transaction over 500 per month
  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.