Personal Checking

Community Checking

  • Non-interest bearing account
  • Offers unlimited check writing privileges
  • No minimum monthly balance requirement
  • A monthly statement with check images
  • No monthly service fee
  • Requires a $20 minimum opening deposit

Gold Leaf Checking

  • Interest-bearing checking account
  • Unlimited check writing privileges
  • A monthly statement with check images
  • Requires a $500 minimum opening deposit
  • $500 minimum balance requirement
  • Minimum balance must be maintained in order to earn interest
  • A service charge will be assessed on accounts that fall below the minimum balance requirement

Community Money Market Checking

  • This account allows you to write checks and receive interest
  • In order to receive interest and be exempt from a monthly service charge, you must maintain a minimum balance of $1,000.
  • With a Money Market Account, you are limited by law regarding the number of transactions you conduct per month.
  • You are limited to six transactions per month, which includes payments by check to third parties.
  • Customers may, however, make unlimited transfers and withdrawals if made in person, by messenger, by mail or at an ATM.
  • This account carries a $1,000 minimum opening deposit.
  • Please talk to one of our Customer Service Representatives for more information.

 

For current interest rates and terms, or a full disclosure of all terms and conditions for these accounts, please contact one of our Customer Service Representatives at any of our local branches.