Community Savings

  • Interest bearing account
  • Interest begins to accrue on the business day you deposit noncash items (ie.: checks)
  • Interest compounds quarterly and will credited to the account quarterly
  • A service charge of $5.00 will be charged to your account the average monthly minimum balance falls below $100.00.  The average daily balance method is used to calculate interest for the account, which applies a periodic rate to the average daily balance in the account for the period
  • Requires a $5.00 minimum deposit to open this account
  • You are limited to six (6) transfers from your account each four (4) week or similar period
  • By preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited

Gold Leaf Savings

  • This is an interest bearing account
  • Interest will not be compounded on this account
  • Interest will be credited to the account monthly
  • The average daily balance method is used to calculate interest for the account, which applies a periodic rate to the average daily balance in the account for the period
  • Requires $5.00 deposit to open this account
  • Limited to three (3) debits from this account during each statement cycle
  • Excess debit transaction fee of $15.00 applies to this account

Youth Savings

  • Interest bearing account
  • Interest begins to accrue on the business day you deposit noncash items (ie.: checks)
  • Interest compounds quarterly and will credited to the account quarterly
  • The average daily balance method is used to calculate interest for the account, which applies a periodic rate to the average daily balance in the account for the period
  • Requires a $5.00 minimum deposit to open this account
  • You are limited to six (6) transfers from your account each four (4) week or similar period
  • By preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited

Christmas Club - Direct Debit

  • This is an interest bearing account
  • Interest will not be compounded on this account
  • Interest will be credited to the account at maturity
  • If the account is closed before interest is credited, you will not receive the accrued interest
  • At maturity the funds in the account will be credited to another account
  • The average daily balance method is used to calculate interest for the account, which applies a periodic rate to the average daily balance in the account for the period
  • Requires a $5.00 minimum deposit to open this account
  • Payments made by direct deposit from another deposit account or by some other form of automated deposit on a predetermined frequency
  • You may not make withdrawals from your account until the maturity date